<owl:Class xmlns="https://folio.openlegalstandard.org/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:v1="http://www.loc.gov/mads/rdf/v1#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" xmlns:folio="https://folio.openlegalstandard.org/" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:skos="http://www.w3.org/2004/02/skos/core#" rdf:about="https://folio.openlegalstandard.org/R87PmoWmotSgo32gCYT29sw">
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/R9TyJ8yqLicto5rFa8puek4"/>
  <rdfs:label>Savings and Loan Association</rdfs:label>
  <skos:altLabel>Thrift Bank</skos:altLabel>
  <skos:altLabel>Thrift Institution</skos:altLabel>
  <rdfs:seeAlso rdf:resource="https://folio.openlegalstandard.org/R9mh7fC3v6u4exodERd3fmK"/>
  <rdfs:seeAlso rdf:resource="https://folio.openlegalstandard.org/RhceZsFaOSAIBa7BX1vpbF"/>
  <skos:prefLabel>S&amp;L</skos:prefLabel>
  <skos:definition>A Savings and Loan Association (S&amp;L) is a financial institution primarily focused on accepting savings deposits and making mortgage loans. S&amp;Ls play a significant role in providing home financing, particularly for residential properties, by offering favorable mortgage terms to depositors.</skos:definition>
</owl:Class>