<owl:Class xmlns="https://folio.openlegalstandard.org/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:v1="http://www.loc.gov/mads/rdf/v1#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" xmlns:folio="https://folio.openlegalstandard.org/" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:skos="http://www.w3.org/2004/02/skos/core#" rdf:about="https://folio.openlegalstandard.org/R8FwwQCxjXscph6A648XjFJ">
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/R9UcujGuJ216ZiqT4I2aRge"/>
  <rdfs:label>Whole Loan</rdfs:label>
  <skos:altLabel>Direct Loan</skos:altLabel>
  <skos:altLabel>Single-Lender Loan</skos:altLabel>
  <skos:prefLabel>Nonsyndicated Loan</skos:prefLabel>
  <skos:definition>a Whole Loan (also known as a Nonsyndicated Loan) refers to a loan or financial arrangement that is provided by a single lender or investor, rather than a group of lenders or investors. This type of arrangement typically involves direct negotiations and agreements between the borrower and the lender.</skos:definition>
  <skos:example>Nonsyndicated Bond Issue</skos:example>
  <skos:example>Nonsyndicated Loan Agreement</skos:example>
</owl:Class>
