<owl:Class xmlns="https://folio.openlegalstandard.org/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:v1="http://www.loc.gov/mads/rdf/v1#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" xmlns:folio="https://folio.openlegalstandard.org/" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:skos="http://www.w3.org/2004/02/skos/core#" rdf:about="https://folio.openlegalstandard.org/R9HKgi7LSbdz9zvbOykr6pp">
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/R8Ahr1iRMkczkHNvcrZ3KOG"/>
  <rdfs:label>Certificate of Deposit</rdfs:label>
  <skos:prefLabel>CD</skos:prefLabel>
  <skos:definition>A Certificate of Deposit (CD) is a time-bound deposit made with a bank or financial institution that offers a fixed interest rate over a specified period. Unlike a regular savings account, funds in a CD are usually locked in for the term of the CD and early withdrawal may result in penalties.</skos:definition>
</owl:Class>