{"iri":"https://folio.openlegalstandard.org/R9zHtGhiACIwYWhVohRlrbo","label":"Consumer Credit Protection Act Claim","sub_class_of":["https://folio.openlegalstandard.org/R7KRLFkDC6ycyN3FyXivt7D","https://folio.openlegalstandard.org/RCty0MaQzrLC9KnzjM7nMER"],"parent_class_of":[],"is_defined_by":null,"see_also":["https://folio.openlegalstandard.org/R72F4bf9E30d76B8d05ED438","https://folio.openlegalstandard.org/R7OJQHant3Dx172WXuPbWgx","https://folio.openlegalstandard.org/R88iESKPlMDuSSfwDVX9scA","https://folio.openlegalstandard.org/ROjlFsq58MnIV2nxc0IvNu"],"comment":null,"deprecated":false,"preferred_label":null,"alternative_labels":["CCPA Claim"],"translations":{"de-de":"Anspruch nach dem Verbraucherschutzgesetz für Kreditgeschäfte","en-gb":"Consumer Credit Protection Act Claim","es-mx":"Reclamación de la Ley de Protección al Crédito al Consumidor","es-es":"Reclamación de la Ley de Protección del Crédito al Consumidor","pt-br":"Reclamação de acordo com a Lei de Proteção ao Crédito ao Consumidor","fr-fr":"Réclamation en vertu de la loi sur la protection du crédit à la consommation","he-il":"תביעה על פי חוק הגנת אשראי לצרכן","hi-in":"उपभोक्ता क्रेडिट संरक्षण अधिनियम दावा","ja-jp":"消費者信用保護法クレーム","zh-cn":"消费者信用保护法索赔"},"hidden_label":null,"definition":"A Consumer Credit Protection Act (CCPA) claim is a legal action initiated by a consumer, alleging that a creditor, employer, or other covered entity has violated their rights under the CCPA. The CCPA is a federal law enacted in 1968 to safeguard consumers' credit rights by regulating various credit practices and providing protections in areas such as wage garnishment, truthful lending disclosures, and debt collection practices. The CCPA encompasses several statutes, including the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), and the Fair Debt Collection Practices Act (FDCPA). A CCPA claim may involve issues such as improper wage garnishment, inaccurate credit reporting, discrimination in credit decisions, or abusive debt collection tactics.","examples":[],"notes":[],"history_note":null,"editorial_note":null,"in_scheme":null,"identifier":null,"description":null,"source":null,"country":null}