<owl:Class xmlns="https://folio.openlegalstandard.org/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:v1="http://www.loc.gov/mads/rdf/v1#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" xmlns:folio="https://folio.openlegalstandard.org/" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:skos="http://www.w3.org/2004/02/skos/core#" rdf:about="https://folio.openlegalstandard.org/R9zHtGhiACIwYWhVohRlrbo">
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/R7KRLFkDC6ycyN3FyXivt7D"/>
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/RCty0MaQzrLC9KnzjM7nMER"/>
  <rdfs:label>Consumer Credit Protection Act Claim</rdfs:label>
  <skos:altLabel>CCPA Claim</skos:altLabel>
  <rdfs:seeAlso rdf:resource="https://folio.openlegalstandard.org/R72F4bf9E30d76B8d05ED438"/>
  <rdfs:seeAlso rdf:resource="https://folio.openlegalstandard.org/R7OJQHant3Dx172WXuPbWgx"/>
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  <skos:altLabel xml:lang="de-de">Anspruch nach dem Verbraucherschutzgesetz für Kreditgeschäfte</skos:altLabel>
  <skos:altLabel xml:lang="en-gb">Consumer Credit Protection Act Claim</skos:altLabel>
  <skos:altLabel xml:lang="es-es">Reclamación de la Ley de Protección del Crédito al Consumidor</skos:altLabel>
  <skos:altLabel xml:lang="es-mx">Reclamación de la Ley de Protección al Crédito al Consumidor</skos:altLabel>
  <skos:altLabel xml:lang="fr-fr">Réclamation en vertu de la loi sur la protection du crédit à la consommation</skos:altLabel>
  <skos:altLabel xml:lang="he-il">תביעה על פי חוק הגנת אשראי לצרכן</skos:altLabel>
  <skos:altLabel xml:lang="hi-in">उपभोक्ता क्रेडिट संरक्षण अधिनियम दावा</skos:altLabel>
  <skos:altLabel xml:lang="ja-jp">消費者信用保護法クレーム</skos:altLabel>
  <skos:altLabel xml:lang="pt-br">Reclamação de acordo com a Lei de Proteção ao Crédito ao Consumidor</skos:altLabel>
  <skos:altLabel xml:lang="zh-cn">消费者信用保护法索赔</skos:altLabel>
  <skos:definition>A Consumer Credit Protection Act (CCPA) claim is a legal action initiated by a consumer, alleging that a creditor, employer, or other covered entity has violated their rights under the CCPA. The CCPA is a federal law enacted in 1968 to safeguard consumers' credit rights by regulating various credit practices and providing protections in areas such as wage garnishment, truthful lending disclosures, and debt collection practices. The CCPA encompasses several statutes, including the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), and the Fair Debt Collection Practices Act (FDCPA). A CCPA claim may involve issues such as improper wage garnishment, inaccurate credit reporting, discrimination in credit decisions, or abusive debt collection tactics.</skos:definition>
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