<owl:Class xmlns="https://folio.openlegalstandard.org/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:v1="http://www.loc.gov/mads/rdf/v1#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" xmlns:folio="https://folio.openlegalstandard.org/" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:skos="http://www.w3.org/2004/02/skos/core#" rdf:about="https://folio.openlegalstandard.org/RBtE2hBOMPY3e6w556IV3Qj">
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/R8zijLH2GH0SxOhIdzeDOs3"/>
  <rdfs:label>Certificate of Credit Counseling</rdfs:label>
  <skos:altLabel xml:lang="de-de">Zertifikat für Kreditberatung</skos:altLabel>
  <skos:altLabel xml:lang="en-gb">Certificate of Credit Counseling</skos:altLabel>
  <skos:altLabel xml:lang="es-es">Certificado de Asesoramiento de Crédito</skos:altLabel>
  <skos:altLabel xml:lang="es-mx">Certificado de Asesoría de Crédito</skos:altLabel>
  <skos:altLabel xml:lang="fr-fr">Certificat de conseil en crédit</skos:altLabel>
  <skos:altLabel xml:lang="he-il">תעודת ייעוץ אשראי</skos:altLabel>
  <skos:altLabel xml:lang="hi-in">क्रेडिट काउंसलिंग प्रमाणपत्र</skos:altLabel>
  <skos:altLabel xml:lang="ja-jp">クレジットカウンセリング証明書</skos:altLabel>
  <skos:altLabel xml:lang="pt-br">Certificado de Aconselhamento de Crédito</skos:altLabel>
  <skos:altLabel xml:lang="zh-cn">信用咨询证书</skos:altLabel>
  <skos:definition>A Certificate of Credit Counseling is a document that verifies an individual has completed a credit counseling course and is required for those filing for bankruptcy or restructuring.</skos:definition>
</owl:Class>