<owl:Class xmlns="https://folio.openlegalstandard.org/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:v1="http://www.loc.gov/mads/rdf/v1#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" xmlns:folio="https://folio.openlegalstandard.org/" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:skos="http://www.w3.org/2004/02/skos/core#" rdf:about="https://folio.openlegalstandard.org/RClKvZvieudjUMtKTcCsMAn">
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/RCjgFvO2VxpIklnhZMbSD9k"/>
  <rdfs:label>Private Health Insurance Policy</rdfs:label>
  <skos:definition>Private health insurance is a policy purchased from a private insurance company, either directly by an individual or provided as a benefit by an employer. Coverage details such as the range of medical services, network of healthcare providers, and cost-sharing mechanisms like co-payments and deductibles are specified in the policy.</skos:definition>
</owl:Class>