<owl:Class xmlns="https://folio.openlegalstandard.org/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:v1="http://www.loc.gov/mads/rdf/v1#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" xmlns:folio="https://folio.openlegalstandard.org/" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:skos="http://www.w3.org/2004/02/skos/core#" rdf:about="https://folio.openlegalstandard.org/RD2uL5bdttlZDkKgkhk2jS8">
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/R8V9Ma3IrggNq0pxeXl8Re5"/>
  <rdfs:label>ACH Transfer</rdfs:label>
  <skos:prefLabel>Automated Clearing House Transfer</skos:prefLabel>
  <skos:definition>An ACH (Automated Clearing House) Transfer is an electronic method of moving funds between bank accounts via the Automated Clearing House network. Commonly used for domestic transactions, it enables payments like direct deposits and bill payments.</skos:definition>
</owl:Class>