<owl:Class xmlns="https://folio.openlegalstandard.org/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:v1="http://www.loc.gov/mads/rdf/v1#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" xmlns:folio="https://folio.openlegalstandard.org/" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:skos="http://www.w3.org/2004/02/skos/core#" rdf:about="https://folio.openlegalstandard.org/RL81V0ATCWzMgdSPue1pqZ">
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/RVoyN9hN3m5gy3So01ZEZ8"/>
  <rdfs:label>Credit Card Agreement</rdfs:label>
  <skos:altLabel>Cardholder Agreement</skos:altLabel>
  <skos:altLabel>Credit Card Contract</skos:altLabel>
  <rdfs:seeAlso rdf:resource="https://folio.openlegalstandard.org/NSuHU9KfQAyMsU7Yjh1k1g"/>
  <rdfs:seeAlso rdf:resource="https://folio.openlegalstandard.org/R9EPT10SufbUlTqTjD85mSZ"/>
  <skos:definition>A Credit Card Agreement is a legally binding contract between a credit card issuer and a cardholder outlining the terms and conditions under which the cardholder may use the credit card. This agreement specifies the interest rates, fees, billing processes, and cardholder obligations associated with the card.</skos:definition>
</owl:Class>