<owl:Class xmlns="https://folio.openlegalstandard.org/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:v1="http://www.loc.gov/mads/rdf/v1#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" xmlns:folio="https://folio.openlegalstandard.org/" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:skos="http://www.w3.org/2004/02/skos/core#" rdf:about="https://folio.openlegalstandard.org/Rb7gzABtK0FO1Zs5Z71lXu">
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/RxmjoCAyfDHKhwXHlwikL"/>
  <rdfs:label>Joint Insurance Agreement</rdfs:label>
  <skos:definition>A Joint Insurance Agreement allows two or more parties to be jointly insured under one policy. This ensures that all parties have coverage and defines how liabilities or benefits are distributed among them.</skos:definition>
</owl:Class>