<owl:Class xmlns="https://folio.openlegalstandard.org/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:v1="http://www.loc.gov/mads/rdf/v1#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" xmlns:folio="https://folio.openlegalstandard.org/" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:skos="http://www.w3.org/2004/02/skos/core#" rdf:about="https://folio.openlegalstandard.org/RjVgVOLkDyEKic8xZS06iB">
  <rdfs:subClassOf rdf:resource="https://folio.openlegalstandard.org/R70jMZb6xYrVCXW6f3EbO1e"/>
  <rdfs:label>Credit Rating</rdfs:label>
  <skos:altLabel>Bond Rating</skos:altLabel>
  <skos:altLabel>Creditworthiness Rating</skos:altLabel>
  <skos:altLabel>Debt Rating</skos:altLabel>
  <skos:prefLabel>Credit Score</skos:prefLabel>
  <skos:definition>A Credit Rating is an evaluation of the creditworthiness of a borrower or debt instrument, assigned by a credit rating agency, reflecting the likelihood of timely repayment of principal and interest. Credit ratings range from high grades, indicating low risk, to low grades, indicating higher risk of default.</skos:definition>
</owl:Class>