A reinstatement claim is a legal action initiated by a party, often a borrower or homeowner, to reinstate a contract or agreement that has been terminated or suspended due to noncompliance with its terms. This can apply to various contracts, including mortgage agreements, insurance policies, or service contracts. The claim typically seeks to rectify the breach or default by fulfilling the outstanding obligations, such as making overdue payments or meeting specified conditions, with the goal of resuming the original contractual relationship.