{"iri":"https://folio.openlegalstandard.org/aFXV0yJbTXW4yzUfOn93TQ","label":"Direct Property and Casualty Insurance Carriers","sub_class_of":["https://folio.openlegalstandard.org/NSVpiebJSkGCmi49WrOQrA"],"parent_class_of":[],"is_defined_by":"https://www.naics.com/six-digit-naics/?code=524126","see_also":[],"comment":null,"deprecated":false,"preferred_label":null,"alternative_labels":[],"translations":{},"hidden_label":null,"definition":"This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability.","examples":["Automobile insurance carriers, direct","Fidelity insurance carriers, direct","Homeowners' insurance carriers, direct","Liability insurance carriers, direct","Malpractice insurance carriers, direct","Mortgage guaranty insurance carriers, direct","Surety insurance carriers, direct"],"notes":[],"history_note":null,"editorial_note":null,"in_scheme":null,"identifier":null,"description":null,"source":null,"country":null}