FOLIO Ontology

A background check claim is a legal action initiated by an individual who alleges they have been unfairly treated or denied employment, housing, or other opportunities based on the results of a background check. Background checks typically involve the examination of an individual's criminal record, credit history, employment history, or other personal information. These claims often arise when an employer, landlord, or other decision-maker violates the Fair Credit Reporting Act (FCRA) or other applicable laws by not providing proper notice, failing to obtain consent, or using the background check information in a discriminatory manner.